.faq-v3 {
  padding: 100px 0;
  background: #f5f7f8;
  color: #132737;
}
.faq-v3-inner {
  width: min(1280px, calc(100% - 96px));
  margin-inline: auto;
  display: grid;
  grid-template-columns: .83fr 1.3fr;
  gap: 80px;
  align-items: start;
}
.faq-v3-eyebrow {
  margin: 0 0 22px;
  color: #006ba6;
  font-size: 11px;
  font-weight: 600;
  line-height: 1.5;
  letter-spacing: .16em;
}
.faq-v3-intro h2 {
  margin: 0;
  font-size: clamp(33px, 3.4vw, 46px);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -.045em;
}
.faq-v3-intro h2 span { color: #687f8d; }
.faq-v3-lead {
  max-width: 340px;
  margin: 25px 0 30px;
  color: #617480;
  font-size: 15px;
  line-height: 1.7;
}
.faq-v3-link {
  display: inline-flex;
  align-items: center;
  gap: 18px;
  padding: 8px 0;
  color: #006ba6;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.5;
  text-decoration: none;
}
.faq-v3-link span { font-size: 21px; }
.faq-v3-link:hover { color: #004d78; }
.faq-v3-list { border-top: 2px solid #132737; }
.faq-v3-item { border-bottom: 1px solid #d7e1e6; }
.faq-v3-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 78px;
  padding: 24px 0;
  list-style: none;
  cursor: pointer;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.4;
  letter-spacing: -.012em;
}
.faq-v3-item summary::-webkit-details-marker { display: none; }
.faq-v3-item summary::marker { content: ''; }
.faq-v3-question { flex: 1; min-width: 0; }
.faq-v3-item summary:hover .faq-v3-question,
.faq-v3-item[open] .faq-v3-question { color: #006ba6; }
.faq-v3-indicator {
  position: relative;
  display: block;
  width: 26px;
  height: 26px;
  flex: 0 0 26px;
  border: 1px solid #bcced9;
  color: #006ba6;
}
.faq-v3-indicator::before,
.faq-v3-indicator::after {
  content: '';
  position: absolute;
  top: 11px;
  left: 6px;
  width: 12px;
  height: 1px;
  background: currentColor;
}
.faq-v3-indicator::after {
  transform: rotate(90deg);
  transition: transform .18s ease, opacity .18s ease;
}
.faq-v3-item[open] .faq-v3-indicator {
  border-color: #006ba6;
  background: #e7f0f5;
}
.faq-v3-item[open] .faq-v3-indicator::after {
  transform: rotate(0);
  opacity: 0;
}
.faq-v3-answer { padding: 0 50px 25px 0; }
.faq-v3-answer p {
  margin: 0;
  color: #617480;
  font-size: 14px;
  line-height: 1.75;
}
.faq-v3-item summary:focus-visible,
.faq-v3-link:focus-visible {
  outline: 3px solid #009dcc;
  outline-offset: 5px;
}
@media (min-width: 1600px) {
  .faq-v3-inner { width: 1360px; }
}
@media (max-width: 1100px) {
  .faq-v3 { padding: 80px 0; }
  .faq-v3-inner { width: calc(100% - 56px); gap: 48px; }
  .faq-v3-item summary { font-size: 15px; }
}
@media (max-width: 800px) {
  .faq-v3 { padding: 65px 0; }
  .faq-v3-inner { width: calc(100% - 40px); grid-template-columns: 1fr; gap: 32px; }
  .faq-v3-eyebrow { margin-bottom: 17px; font-size: 10px; }
  .faq-v3-intro h2 { font-size: 35px; }
  .faq-v3-lead { max-width: 540px; margin: 20px 0 16px; font-size: 14px; }
  .faq-v3-link { font-size: 12px; }
  .faq-v3-item summary { min-height: 72px; padding: 21px 0; gap: 20px; }
  .faq-v3-answer { padding-right: 46px; }
}
@media (max-width: 480px) {
  .faq-v3-intro h2 { font-size: 32px; }
  .faq-v3-item summary { font-size: 14px; line-height: 1.5; gap: 16px; }
  .faq-v3-answer { padding-right: 0; padding-bottom: 22px; }
  .faq-v3-answer p { font-size: 13px; line-height: 1.75; }
}
@media (prefers-reduced-motion: reduce) {
  .faq-v3-indicator::after { transition: none; }
}